Resources That Can Save You Money
Below is a list of money-saving products/services that I have personally used and would recommend to a friend. There may be alternate or even better products out there so make sure you do your research and ask others about their experiences.
You will also find references to information that could help you, your family or friends save or gain access to funds. For these references, I have researched the source to the best of my ability and believe it to be credible. In all cases, you should do your own due diligence to ensure the product/service/information is a good choice for you.
If you know of others that you can recommend, please email me at firstname.lastname@example.org.
Auto and Fuel
GasBuddy.com (not an affiliate link)
This site (or phone app) tells you where to get the cheapest gas in the area. Be careful not to spend more in gas to get there than you will save in the purchase.
Dining and Entertainment
Restaurant.com (not an affiliate link)
This site offers discounts at restaurants in your area. If you don’t have the cash in your budget to eat out…THEN DON’T!!!! If, however, you have budgeted “dining out” money, this is a great way to stretch your dollars and discover new places that you didn’t even know existed!
RetailMeNot (not an affiliate link)
Before buying something online, ask yourself two questions:
- Can I live without this for now?
- Will the purchase delay achievement of my immediate financial goals (i.e., delay getting out of debt)?
If you answer “yes” to both questions, put the purchase on a back burner. Otherwise, check RetailMeNot.com to see if there’s a discount code available.
Retale (not an affiliate link)
I recently discovered Retale.com. They are a company that aggregates the sales circulars published by all types of stores. There’s no subscribing to their site which means you don’t have to enter any personal information. You just enter your zip code and the type of product you’re looking for and the system will return all the circulars that include that item. I just shopped for a new mattress pad and quickly saw the local stores that had them on sale. Simple.
Free Music on Amazon! (affiliate link; commissions are only earned if you purchase a product after clicking through on this link. The free music is free and I recieve no commissions when you download)
This awesome audio book by Marla Dee offers a great process for getting organized. If you follow Marla’s process it can have a direct result on your bottom line in addition to making you more organized.
Ooma Telo (affiliate link)
This is an Internet-based phone device that gives you nationwide calling for the low cost of taxes and fees. I have been using Ooma since late 2012 and can confirm that it’s an awesome product!
It does have an initial cost (to purchase the box), but if you are replacing an existing service, it will pay for itself within months. I currently pay under $4 per month for service.
VeteranAid.org (not an affiliate link)
I’ve learned that a valuable monetary benefit available to our war-time veterans and their surviving spouses is often never known to them. When it is, the hurdles and red tape that must be navigated to obtain the money can be so overwhelming that many people give up. I’m referring to Aid and Attendance as part of an “Improved Pension” Benefit made available through the Veterans Administration.
Debbie Burak founded VeteranAid.org, a non-profit organization, to help veterans and their families get access to funds that can mean the difference between living in poverty and being able to afford proper care, including assisted living facility costs. I’ve personally spoken with Debbie; she is a passionate advocate of our veterans and has donated years of her time and resources to make this benefit known and more easily accessible—check out her story on VeteranAid.org.
If you or someone in your family is a war-time veteran, be sure to check out eligibility for this benefit now so you’re prepared when the time comes that you need the money. Doing so could ensure proper care for you and/or loved ones and not diminish the assets of family members who are left trying to figure out how to provide care while looking to ensure a secure future for themselves.
Last revision: 09/01/16